Re: Privacy Rights

[Flyawaynot@aol.com]

I believe the MIB compares what is stated, by you, on your insurance 
application, then compares it with a medical exam.  If you state on the app 
that you're a nonsmoker, a blood test will show differently.  Voila, an MIB 
report is initiated because you lied.

However, to my knowledge, the MIB does NOT require proof from the insurance 
carrier that one has been given their FCRA rights statement.  Nor does the 
MIB know whether or not, nor do they care, if you are singled out for a 
health exam versus others at your place of employment.

MIB relies on the honesty of insurance companies, and there's the rub.

Kathy