Re: Privacy Rights

["Ilene K. Johnson" <ikj@mindspring.com>]

That's true, an insurance company on a group policy could report you for
something they found on their exam or on their application.  And what is
more, they are only supposed to inquire for your record if it is a Non-group
application.  I think I had a group life insurance inquire on me.  I was too
busy to bother to make a stink because it made no difference.
-----Original Message-----
From: Flyawaynot@aol.com <Flyawaynot@aol.com>
To: Multiple recipients of list MED-PRIVACY <med-privacy@essential.org>
Date: Thursday, April 29, 1999 3:51 PM
Subject: Re: Privacy Rights


>I believe the MIB compares what is stated, by you, on your insurance
>application, then compares it with a medical exam.  If you state on the app
>that you're a nonsmoker, a blood test will show differently.  Voila, an MIB
>report is initiated because you lied.
>
>However, to my knowledge, the MIB does NOT require proof from the insurance
>carrier that one has been given their FCRA rights statement.  Nor does the
>MIB know whether or not, nor do they care, if you are singled out for a
>health exam versus others at your place of employment.
>
>MIB relies on the honesty of insurance companies, and there's the rub.
>
>Kathy