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More on Auto Insurance -- Reply from the Broker
The auto insurance company, Erie Insurance (not Allstate), has
reportedly informed the insurance broker in PA (Wolf Agency) that I must
sign a release of my credit report, consent to be investigated, etc., to
receive mandatory insurance. Something new however; yesterday it was
mentioned by the agent that my decision not to ask for full tort has
some relationship to this situation. He did not clarify. However, if I
do not want to give up my right to sue in PA, it appears that I must
agree to be underwritten. I will clarify this with the State of PA to
find out if this is the law. Anyone in the insurance industry on this
site know if this is the key to the problem? I do not intend to give up
my right to sue if I am hurt in an accident and I do not give up my
right to protect my credit file, personal information, and medical files
so I guess I will soon be uninsurable for auto insurance in PA.