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Re: Medical Privacy and Auto Insurance Industry



I was simply anticipating a change when I got the application.  I am in PA.

Barbara

downeast wrote:

> What state are you two in? We haven't applied for auto insurance in years as
> we've been w/the same company for some 20 years. I'm in Michigan. Has anyone
> in Michigan experienced this request for medical history when applying for
> auto insurance?
>
>
> >I could have seen this coming; should have. When I was in a wreck, a few yrs
> >ago, my auto insurer demanded to see my entire medical file, and a list of
> >every doctor I had ever seen, their current address, and why I had seen them;
> >when they got hold of it started using it to attack and ridicule me. I can see
> >this is where GETTING auto insurance is going to. You need not file a claim.
> >All you have to do is APPLY and you have to go under the microscope. Just file
> >this in one more loss of privacy batch. The stack is growing, in case some of
> >you haven't noticed.
> >>>
> > I was wondering if anyone knows why a person had to sign a release of
> > all information (medical, MIB, etc.) to apply for automobile insurance?
> > It seems to me that the State requires that we have automobile insurance
> > and without releasing private information like this, a person cannot
> > even apply to get the required insurance.  Seems inconsistent with the
> > idea that medical information is private.  Do I have to release my
> > medical info to Allstate tto get automobile insurance?
> >
> > >>
> >
> >