Re: Medical Privacy and Auto Insurance Industry

[downeast@tir.com (downeast)]

What state are you two in? We haven't applied for auto insurance in years as
we've been w/the same company for some 20 years. I'm in Michigan. Has anyone
in Michigan experienced this request for medical history when applying for
auto insurance?
     


>I could have seen this coming; should have. When I was in a wreck, a few yrs
>ago, my auto insurer demanded to see my entire medical file, and a list of
>every doctor I had ever seen, their current address, and why I had seen them;
>when they got hold of it started using it to attack and ridicule me. I can see
>this is where GETTING auto insurance is going to. You need not file a claim.
>All you have to do is APPLY and you have to go under the microscope. Just file
>this in one more loss of privacy batch. The stack is growing, in case some of
>you haven't noticed. 
>>> 
> I was wondering if anyone knows why a person had to sign a release of
> all information (medical, MIB, etc.) to apply for automobile insurance?
> It seems to me that the State requires that we have automobile insurance
> and without releasing private information like this, a person cannot
> even apply to get the required insurance.  Seems inconsistent with the
> idea that medical information is private.  Do I have to release my
> medical info to Allstate tto get automobile insurance?
> 
> >>
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