Re: Medical Information Bureau

[Robert Gellman <rgellman@cais.cais.com>]

I am not intimately acquainted with MIB practices.  Bob Smith knows more.  
But when you apply for life insurance, you sign a release.  Information 
that the insurance company gets when examining you or your records can be 
shared with MIB.  This all happens with your consent.  You may not have a 
real choice, but you have agreed to this process.  In its own way, it is 
just like the consent you sign to authorize payment of your health bill.  
When you sign a consent, you basically lose any rights that you had.  
This is the problem with relying on consent.  I don't like consent for 
basic disclosures, including for payment.

Bob

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+   Robert Gellman          rgellman@cais.com   +
+   Privacy and Information Policy Consultant   +
+   431 Fifth Street S.E.                       +    
+   Washington, DC 20003                        + 
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