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Medical Information Bureau
I have a personal story about the tortuous problem of expunging
an erroneous report held in the MIB which caused an insurance carrier
to drop me.
Medical conditions and examine results are murky. It is here that
lies the area for abuse and redlining.
In my case, one examine said negative, another said positive. The
insurer, being risk averse, went with the positive one. It was only
after working with a rep. from the insurance company, who was under
an incentive to sell me a policy, that the insurance company sent
-- not a retraction to MIB -- but a somewhat amended statement about
the certainty of the information.
This amendment finally became moot when the 7 year holding period at
MIB expired and my record was "clean" again.
P.S. are there similar "statutes of limitation" for information in
the federal plan, or is the current system using MIB, actually
better in this regard?
Dr. Priest
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